Mike Schoeffler, founder and CEO of ProfitDesk, has started a blog on banking and other topics that catch his eye. "Our sophisticated financial system is affecting trade deficits.  Part of the reason Chinese keep their money in American securities is because it’s tough to properly invest it at home," he concludes after reviewing a piece in The Economist. "I’m a former risk manager for a $9 BN regional bank.  Before that, I made simulators for oil refineries and power plants.  Now I run Profitdesk Software, a software company that helps banks set better deposit rates. " http://profitdesk.com/content/about/