Let it be known for the record that I am perfectly happy and content with my existing credit card and its associated rewards and service.
That said, I am so frustrated by snail mail credit card offers that I have been forced to blog about it and keep my fingers crossed that all of the credit card companies across the world are reading my blog (is that too much to expect?). I average roughly 2.4 credit card offers daily, with special deals ranging from 7.9% all the way down to 0% APR, annual fee waived, and rewards from airline miles to hotel miles to rewards points to cash back with earning potential from 1% all the way up to a potential 5% reward. If I want a credit card, I will actively pursue the best deal for me. This reminds me of a trip a friend and I took to Mexico. Now, I have no beef with Mexico - it was a lovely place - but I was put off by the sales approach of local merchants. Unlike that of the States, where sales clerks will act like you don't exist until you clearly are going to make a substantial purchase, I found that Mexican merchants assume that there must be something that you want to buy and will continue to offer items (even ones they don't themselves carry - the Ebay model) until you finally relent and purchase something. THAT is how it feels with credit card offers.
A few days ago, I decided to put an end to it once and for all. I began calling the offer numbers and getting placed on the "Do Not Mail" list. This has produced limited success, mostly because it somehow takes up to 90 days to stop receiving offers... I know snail mail is slower than email, but I didn't think it was that slow. To make matters worse, sometimes you have to jump through hoops to get your name on the suppression list. At one bank yesterday, they didn't even have a phone number on the offer - I had to surf to the website and discover their customer service line. And just today, after expressly stating that I wanted to be placed on the suppression list, the customer representative had the audacity to continue not once, but twice, with the sales pitch before I made it clear that I had absolutely no interest in the offer.
I'm beginning to think that instead of paying the good ol' US Postal Service to deliver the mail, senders should have to pay the recipient of the mail. Of course, all birthday checks and paychecks would still go through, but "Marketing" would have to fork over a pretty penny for my eyes to ever view their ads. Well, I ought to get back to work, so I will conclude my rant here. Feel free to add your own unpleasant phone/mail/email harrassment experiences below.