The Banking Integration Factory describes our vision for the last mile in Banking Integration.  The factory will establish cross-cutting service implementation details for our partner offerings as well as present our strategy for Composite Banking Solutions that can be built using the factory by our customers and partners. 

Check out the press release: http://www.microsoft.com/presspass/press/2006/nov06/11-14MSBankingIntegrationPR.mspx

Check out the Technical Overview: http://msdn2.microsoft.com/en-us/architecture/aa727128

The factory is a work in progress, but it represents a major step forward for our partners, Microsoft and the industry.