No sooner do I post about the ills of phishing this morning that I return home to find a lure in my personal email (my bold note below)...

Dear <name of large NY bank> & Co. user,

We recently have determined that different computers have logged onto your Online Banking account, and multiple password failures were present before the logons. We now need you to re-confirm your profile information to us. If this is not completed by October 16, 2005 , we will be forced to suspend your account indefinitely, as it may have been used for fraudulent purposes. We thank you for your cooperation in this manner.

To confirm your Online Profile records click here:

<official looking link that actually links to a phishing site removed>

Thank you for your patience in this matter.

<name of large NY bank> & Co. Customer Service

You would think that phishers would have some common sense, updating their old lures. Unfortunately for them, the October '05 due date has long passed.

So it proves another point: phishers are not only bad people...

... they're not very bright.