I've ranted before about privacy policies and how they don't actually protect your privacy. (All they're required to do is disclose the policy; there is no requirement that the policy must be any good.)

Today I read MetLife's privacy policy and found to my surprise that it does not actively offend me. It's written in plain English, it's well-organized, and it actually explains and limits the scope of each exception.

I have noticed how the word "terrorism" has turned into a "magic word" of late. Anything distasteful you want to do, just say you're doing it to combat "terrorism" and people will give you the green light.