Microsoft Perspectives on Payments and Core Banking in Financial Services

A commonly asked question is if payments are a product or a commodity? I firmly believe the answer is that they are actual both. The traditional way of defining and processing payments has become very much commoditized. Facilitated by the homogenization...

Hello and welcome from Microsoft’s worldwide financial services group. In this blog, I will share my thoughts and insights into the payments industry, and the challenges banks face in renewing their core platforms. Many people ask me, “why the interest...