I received this question:

I use Frontpage for my webpage design and FP automatically inserts the meta tag "<meta http-equiv="Content-Type" content="text/html; charset=windows-1252">".
 
Should I have reference to ISO-8859-1 ?

I'm not a front page expert, and I can't answer all questions like this, however this is an common confusion.  Windows-1252 is very similar to ISO-8859-1, but they aren't identical.  Web sites and browsers have historically often treated these as equivilent, but they aren't, which is a great reason to use unicode for your encoding.  (No, I don't know how to make front page use UTF-8, but that'd be the best solution).  Looking on search.live.com (of course) for iso-8859-1 and windows-1252 will find some discussion of the differences.  Wikipedia has some articles (they change so I won't quote them directly, but their encoding related articles are usually informative and often accurate.)